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Welcome to the official blog of the Canadian Association of Insolvency and Restructuring Professionals! We hope you will enjoy insightful and informative posts by our team of expert bloggers on a wide range of topics, including individual, small business and corporate insolvencies, budgeting, financial planning, credit rebuilding and other money management tips for anyone looking to live a debt free life.

CAIRP: May 2025 Canadian Insolvency Statistics

July 9, 2025 TORONTO – July 9, 2025 – The latest data from the Office of the Superintendent of Bankruptcy (OSB) show consumer insolvencies rose modestly in May 2025, up 3.1% compared to April. There were 12,...

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Exploring Debt Management Strategies for Small Businesses

Noah Litwack, CIRP, LIT (with contributions from Michael Baigel and Jeremy Kroll) May 15, 2025 Most Canadians do not start their small businesses when they are flush with cash to invest (or burn, as the case may be). Therefore, debt is often a necessary tool for small businesses to launch, maintain...

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Managing Finances as a Small Business Owner in Uncertain Times

Colleen Craig, CPA, CA, FCIRP, LIT April 11, 2025 Starting in early 2025, Canadian businesses, both small and large, have faced significant challenges due to escalating trade tensions with the United States. Watching the ever-changing headlines from one...

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